Political risk insurance claims require expert evidence when insurers dispute whether a covered political risk event has occurred, when the cause of loss is contested between political and commercial risk, or when quantum requires political context.
Our experts cover Political Risk, Trade Credit and Political Violence (PRTC) insurance, expropriation coverage, currency inconvertibility, political violence, contract frustration, Lloyd's market policies, and parallel MIGA and export credit agency coverage.
Expert analysis establishes whether the relevant political event constituted an insured peril and whether host state conduct amounted to expropriation, legitimate regulation, or something in between.
Related Risk Types
Related Services
- Political Risk Insurance Expert Evidence
- Expropriation Country Analysis
- Political Violence Country Report
Frequently Asked Questions
When is a political risk expert needed in an insurance claim?
Political risk insurance claims require expert evidence when the insurer disputes whether a covered political risk event has occurred, when the cause of loss is disputed between political risk and commercial risk, or when the quantum of loss requires political risk context to be properly assessed. Political risk experts provide independent analysis of whether the relevant political event constituted an insured peril.
What is the difference between expropriation and regulatory change for insurance purposes?
Expropriation, direct seizure of assets, is clearly covered by most political risk policies. Creeping expropriation, gradual regulatory measures that effectively deprive the investor of economic value, is a contested coverage area. Political risk experts analyse the host state's conduct and whether it constituted expropriation, legitimate regulation, or something in between.